Understanding
Hospice
For 20 years, hospice
has been a fully covered benefit under Medicare. Hospice
is also covered by Medicaid, most private insurance plans,
HMOs and other managed care organizations.
Cost/Insurance
Understanding
Costs & Insurance
Payment
and Insurance issues will not create additional stress
for patients when they enter the Hospice Care Network
program. Though everything will be fully explained upon
admission to the program, these basic questions are
usually asked by patients before entering our program:
• Is hospice care covered by insurance?
• What care and services are usually covered?
• What are the charges for staying at one
of the Hospice centers?
• Is financial assistance available to those
who may need it?
• How are hospice services covered for nursing
home patients?
When
a patient qualifies medically for hospice care, Medicare,
Medicaid and many private insurance policies have hospice
benefits. Special funds are put aside for military veterans.
People can choose to pay privately, or in some cases,
Hospice Care Network bills on an “ability to pay”
basis, or pro bono care. Since some pay nothing or very
little, contributions are utilized to offset expenses.
No patient is refused service based on inability to
pay.